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Learn About Our VA, USDA and FHA One-Time Close Loans

This single close loan gets you from construction to occupancy with one mortgage in a streamlined process.

Find out how you can build a home on land you already own.

Home under construction

If you’ve decided to have your new home built from scratch, you might be wondering how to finance the construction and purchase. This single close loan gets you from construction to occupancy with one mortgage in a streamlined process.

Low Down Payment Loans Available

The One-Time Close Loan is a mortgage program that finances the construction, lot purchase, and permanent loan of a new home, all wrapped up in a single mortgage with a single closing.

VA Loans

VA Loans

For veterans, active duty service members, National Guard members and reservists. Must meet the basic service requirements set forth by the Department of Veterans Affairs to be considered eligible for a VA Home Loan.

Spouses of military members who died while on active duty or as a result of a service-connected disability may also be eligible.

Learn more

FHA Loans

FHA Loans

FHA loans are backed by The Federal Housing Administration and the U.S. Department of Housing and Urban Development to help Americans buy a home.

FHA loans are perfect for first-time homebuyers and require a small down payment, a minimum credit score of 620, proof of income and proof or no late or missed payments in the last 12 months.

 

Learn more

USDA Loans

USDA Loans

USDA loans are backed by The United States Department of Agriculture and aims to build in the rural communities by helping low-and moderate-income residents.

The USDA loan offers a zero-down mortgage option to residents who wish to purchase or build homes in qualified, rural or suburban areas.

Must fall within the income limit to qualify.

Coming Soon

Conventional Loans

Conventional Loans

Conventional loans

 

 

 

 

 

 

 

 

Coming Soon

Previously, most construction loans required two separate closing, as well as a re-qualification process. The One-Time Close Loans helps you avoid the extra step, saving you time and money. And with Single Close Loans available through the VA, FHA and USDA, having your new home built on your own land is easier than before!

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