Conforming Products (Fannie Mae & Freddie Mac)
Fannie Mae & Freddie Mac Fixed Rates With FICO’s as low as 620
Fannie Mae Home Ready
Freddie Mac Home Possible
Agency ARMs: 3/1, 5/1, 7/1 and 10/1
Fannie Mae High Balance
Freddie Mac Super Conforming
Fannie Mae Multiple Property
Freddie Mac Relief Open Access
Fannie Mae DU Refi Plus
Non-Conforming Products
Jumbo Fixed: Up to $3,000,000
Jumbo ARMs: 5/1, 7/1, and 10/1
Jumbo up to $1,500,000 at 95% LTV and no Mortgage Insurance
Government Products
FHA Fixed Rate and Adjustable Rate: FICO as low as 560
FHA 203(h): Disaster Victims Mortgage
FHA 203(k): Construction Loan
FHA One Time Loan: Construction loan with FICO as low as 620
VA Fixed Rate and Adjustable Rate Mortgage
IRRL: VA Interest Rate Reduction Refinance Loan
USDA: Guaranteed Rural Housing
Section 184: Indian Home Lands
Reverse Mortgages
FHA HECM: Purchase and Refinance Options
Non-Government Reverse Mortgage up to $1,500,000
Non-QM Products
Bank Statements Program (12 & 24 months): for Self-Employed
Hard Money/Subprime: Wholesale Transactions
ITIN Loans
Foreign National Loans
DPA: Down Payment Assistance Programs (State Restricted)
Alaska: Alaska Housing Finance Corp
Washington State: Washington State Housing Finance Commission
California: Golden State Finance Authority
California: CalHFA Wholesale
Nevada: Nevada Housing Division
Second Lien Products (2nd Mortgages)
Combo Loan Purchase Only (1st and 2nd mortgages simultaneously)
