skip to Main Content

Learning Center

Loan Checklist

Refinance Transactions

  • Copy of payment coupon for your current mortgage.
  • Photo ID for all borrowers (driver’s license).
  • Tax Returns for previous 2 years – all schedules.
  • W/2 forms for all jobs, and all borrowers, for the past 2 years.
  • 2 most recent paystubs (30 days of activity) for all borrowers.
  • Bank statements covering 30 days of activity.
  • Name of insurance company, agent, policy number and phone number.
  • Name and phone number of the person who can verify employment at your place of employment.
  • Name and phone number of title company if you have a specific title company to close your loan.

Purchase Transactions

  • Copy of executed sales contract.
  • Copy of payment stub for your current mortgage.
  • Photo ID for all borrowers (driver’s license).
  • Tax Returns for previous 2 years – all schedules.
  • W/2 forms for all jobs, and all borrowers, for the past 2 years.
  • 2 most recent paystubs (30 days of activity) for all borrowers.
  • All Bank statements needed to show the funds necessary to close. 30 days of activity on each  account.
  • Name of the insurance company and insurance agent you will be using for home owners insurance.
  • Name and phone number of the person who can verify employment at your place of employment.
  • Name and phone number of title company if you have a title company to close your loan.
  • Copy of your earnest money deposit check given to Realtor.  We’ll need proof it it clearing your account.
  • Name, phone number and email address of your Realtor(s).
Back To Top